CCL

Összesen 4 találat.
#/oldal:
Részletezés:
Rendezés:

1.

001-es BibID:BIBFORM102949
Első szerző:Kasmadi, Kartika Aprillia
Cím:Analysis of factors affecting capital adequacy ratio between Islamic bank and conventional bank case study - Mandiri Syariah and Mandiri (2009-2016) / Kartika Aprillia Kasmadi, Linda Lambey, Johan Reineer Tumiwa
Dátum:2017
ISSN:2303-1174
Megjegyzések:Banks are expected to perform their activities effectively and efficiently in order to reach financial goals. A healthy standard for banks in Indonesia is determined by Central Bank (Bank Indonesia), which is above 8% for the indication of capital adequacy ratio. This research analyses the relationship between capital adequacy ratio and its determinants between Mandiri and Mandiri Syariah bank. This research examines the simultaneous and partial influences between capital adequacy ratio and the variables of return on equity, net interest margin, loan/financing to deposit ratio, and bank size by using time series regression and using the quarterly period of 2009-2016. The results reveal that the independent variables simultaneously affect capital adequacy ratio for both banks, and by partially, the results confirm that return on equity and bank size significantly affect capital adequacy ratio. With this research, companies are encouraged to figure out the root problems on how to manage a stable financial statements that may lay on some of the variables that are discussed in this study.
Tárgyszavak:Társadalomtudományok Közgazdaságtudományok idegen nyelvű folyóiratközlemény külföldi lapban
folyóiratcikk
Megjelenés:Jurnal EMBA: Jurnal Riset Ekonomi, Manajemen, Bisnis dan Akuntansi. - 5 : 3 (2017), p. 3794-3803. -
További szerzők:Lambey, Linda Tumiwa, Johan Reineer (1986-) (SMEs Expertise)
Internet cím:Szerző által megadott URL
DOI
Intézményi repozitóriumban (DEA) tárolt változat
Borító:

2.

001-es BibID:BIBFORM102951
Első szerző:Lestari, Novi Dwi
Cím:The use of e-money in state owned banks in Manado / Novi Dwi Lestari, Linda Lambey, Johan Reineer Tumiwa
Dátum:2018
ISSN:2303-1174
Megjegyzések:The advanced payment system has shifted the role of cash as a means of payment to the form of non-cash payment to be more efficient and economical. In Indonesia there are 10 banking sectors that have obtained permission from Bank Indonesia and in Manado E-money product that comes from State-owned banks are the most popular in the society, which are: BRIZZI from BRI, Tapcash from BNI, E-cash and E-money from Mandiri bank. The purpose of this research is to analyze the actual usage and the preferences of electronic money users by State-owned banks in Manado. This study uses descriptive qualitative research to describe the customer's perception and their preferences by using E-money in State-owned banks in Manado from 22 informants by used semi in- depth interviews. The result of the research shows that E-money users from State-owned banks in Manado have received and used electronic money as a means of payment. However, the volume of transactions in using E-money is insufficient due to the lack of supported payment facilities. The e-money users have the same preference in using e-money because it is easy to use and many promotions are given. The E-money issuer prefer to develop the infrastructure to support E-money payment.
Tárgyszavak:Társadalomtudományok Közgazdaságtudományok idegen nyelvű folyóiratközlemény külföldi lapban
folyóiratcikk
Megjelenés:Jurnal EMBA: Jurnal Riset Ekonomi, Manajemen, Bisnis dan Akuntansi. - 6 : 4 (2018), p. 2448-2457. -
További szerzők:Lambey, Linda Tumiwa, Johan Reineer (1986-) (SMEs Expertise)
Internet cím:Szerző által megadott URL
DOI
Intézményi repozitóriumban (DEA) tárolt változat
Borító:

3.

001-es BibID:BIBFORM082953
Első szerző:Ponto, Monica
Cím:The influence of Risk-Based Bank Rating (RBBR) method on profitability of private-owned banks in Indonesia / Monica Ponto, Linda Lambey, Johan Tumiwa
Dátum:2018
ISSN:2303-1174
Megjegyzések:The banking sector plays an important role in supporting and increasing the economic rate in country. Bank with high level of soundness is a bank that can perform its functions well, therefore, optimal management of the banking sector can provide economic stability in a developed country and make developing countries ready to compete economically of both national and international level. This study is aimed to determine the influence of Risk-Based Bank Rating (RBBR) Method on Profitability of Private-Owned banks in Indonesia. In this study, population refers to the banks listed in Indonesia Stock Exchange, using purposive sampling technique and sample size of 6 Private-Owned Banks that have total assets more than 100 trillion in rupiahs. By using multiple regression analysis method, the result and conclusion show that Credit Risk, Market Risk, Liquidity Risk, Earnings and Capital simultaneously and significantly influence Profitability of 6 Private-Owned Banks in Indonesia. Furthermore, Market Risk and Earnings have significant and positive influences on Profitability. Credit Risk and Liquidity Risk have significant and negative influences on Profitability. Nevertheless, Capital has no significantly influence on Profitability. The banks' management must consider the importance of the risk management because those factors above have effect banks profitability
Tárgyszavak:Társadalomtudományok Közgazdaságtudományok idegen nyelvű folyóiratközlemény külföldi lapban
folyóiratcikk
Megjelenés:Journal EMBA. - 6 : 4 (2018), p. 3378-3387. -
További szerzők:Lambey, Linda Tumiwa, Johan Reineer (1986-) (SMEs Expertise)
Internet cím:Szerző által megadott URL
DOI
Intézményi repozitóriumban (DEA) tárolt változat
Borító:

4.

001-es BibID:BIBFORM083729
Első szerző:Rumangu, Mac J.
Cím:Profitability determinants of commercial banks: a case study of Indonesian commercial banks / Mac J. Rumangu, Linda Lambey, Johan R. Tumiwa
Dátum:2017
ISSN:2303-1174
Megjegyzések:Indonesian banking industry plays a critical role in the country economic condition. The country depends on banks as financial intermediation. Starting from 2010, commercial banks total asset and credit distribution grew significantly. The banks are expanding in order to reach more customer. The expansion makes commercial banks to operate with high cost to keep up with the development. Another problem arises as the economic contraction in 2012 affects credit growth and banks' non-performing loan began to rise in 2014. Commercial banks' profitability with ROA as the proxy, has been in positive trends since 2008 declined in 2013 and continues for the next years. This research aims to examine the profitability determinants of Indonesian commercial banks during the 2010-2015 period. Sample of 71 commercial banks and panel data regression with fixed effect is used in the analysis. This study finds commercial banks' profitability as seen by ROA has been declining for some years since 2013. The high operating cost due to the expansion state and the increase of nonperforming loan cause inefficiency and decline in ROA. Net interest margin affects ROA positively while capital to total asset ratio shows a negative relationship. Total asset and diversification income insignificantly affect profitability.
Tárgyszavak:Társadalomtudományok Gazdálkodás- és szervezéstudományok idegen nyelvű folyóiratközlemény külföldi lapban
folyóiratcikk
Megjelenés:Jurnal EMBA: Jurnal riset Ekonomi, Manajemen, Bisnis dan Akuntansi. - 5 : 2 (2017), p. 2597-2607. -
További szerzők:Lambey, Linda Tumiwa, Johan Reineer (1986-) (SMEs Expertise)
Internet cím:Szerző által megadott URL
Intézményi repozitóriumban (DEA) tárolt változat
Borító:
Rekordok letöltése1