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001-es BibID:BIBFORM060105
Első szerző:Vona Máté (közgazdász)
Cím:Macro- and Microeconomic risks of student loans in an international context / Máté Vona
ISSN:0001-6373 1528-2659
Megjegyzések:This paper deals with an apparent gap in the higher education finance literature. The risk of individual and social investment in higher education is not a well-researched topic compared to, for example, the rate of return to education investment; however, some authors strongly suggest that a student loan market bubble will be behind a new economic crisis. The tuition fees and debt balance is growing at a rapid pace. In many countries tuition fees are low, but there is a possibility to borrow for investment in education. This can lead to irresponsible investment behaviour. The paper will conclude that the student loan market is too small to cause a macroeconomic crisis, but that it is a market with many stakeholders and irresponsible behaviour should not be allowed. With the examination of a Hungarian sample, it can be concluded that in a situation where rational investment behaviour might not be expected in the context of higher education, signs of rational investment behaviour can be found. The risks of post-secondary studies are not yet fully understood and measured, and for this reason suggestions for further research will be made.
Tárgyszavak:Társadalomtudományok Közgazdaságtudományok idegen nyelvű folyóiratközlemény hazai lapban
Economics of Education
Higher Education Finance
Student Loan
Income-Contingent Loan
Megjelenés:Acta Oeconomica 65 : 4 (2015), p. 629-649. -
Pályázati támogatás:TÁMOP-4.2.4.A/ 2-11/1-2012-0001
Internet cím:Intézményi repozitóriumban (DEA) tárolt változat
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